South Australia
Education
Community
Credit Card
Issued by Credit Union SA for current or retired employees of South Australia’s education community, education students and eligible immediate family. Applicants must be 18 or over and Australian citizens or permanent residents.
Membership and credit criteria, fees and charges apply. Key Facts Sheet
Card at a glance
Annual fee
$0Other fees may apply.
First 6 months
0% p.a.On purchases, balance transfers and cash advances for new accounts.
After 6 months
11.49% p.a.Current variable rate on those transactions. This rate can change.
Credit criteria, fees and charges apply. Rates checked 12 November 2026. Rates and fees · Key Facts Sheet
Common questions
Is this a rewards card?
The card is designed for eligible members who want to pay for purchases on credit and can repay what they borrow. The issuer excludes people seeking rewards points from the target market.
What happens if I miss a repayment?
The issuer may charge for arrears letters. Read the fee schedule. If a payment will be difficult, ask the issuer for hardship assistance.
How do I cancel a regular card payment?
Ask the merchant to cancel the arrangement and keep a record of the request. Contact Credit Union SA on 13 8777 if payments continue. Read the card terms, section 34.
How do I report a disputed payment or close my account?
Call Credit Union SA on 13 8777. Read about disputed payments or find the steps for closure and limit reductions.